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Indiana · IHCP · Behavioral & Medical Billing

Medical billing services built for Indiana’s payers

Remote billing, coding, credentialing, and revenue cycle management tuned to Indiana Health Coverage Programs, HIP, and the 2026 managed-care reset so Hoosier practices get paid the first time.

4
Active IHCP managed
care organizations
92
Indiana counties we
support remotely
2026
MCO map reset we
bill against
The Indiana payer environment

Your revenue moves at the speed of IHCP

When MDwise exited as a HIP and Hoosier Healthwise plan on January 1, 2026, thousands of Hoosier members were reassigned and every practice that skipped a fresh eligibility check started the year paying for it in denials.

Indiana runs Medicaid through four managed care programs: the Healthy Indiana Plan (HIP) for non-disabled adults 19–64, Hoosier Healthwise for children and pregnant members, Hoosier Care Connect for aged, blind, and disabled members, and Indiana PathWays for Aging for the 60-and-older population. As of 2026, four MCOs carry the volume Anthem Blue Cross Blue Shield of Indiana, CareSource Indiana, Managed Health Services (MHS), and UnitedHealthcare Community Plan with Humana Healthy Horizons added on PathWays. Billing “Indiana Medicaid” really means billing five to six distinct payers under one IHCP umbrella.

HIP adds a wrinkle no other state can copy: the POWER Account. Because HIP members carry a Personal Wellness and Responsibility account tied to their tier (HIP Plus vs. HIP Basic), eligibility, cost-share, and covered benefits vision and dental among them vary by member. Verifying the right HIP tier before the visit is the single most overlooked step in Indiana front-end billing. On the commercial side, Anthem (under Indianapolis-headquartered parent Elevance Health) sets much of the tone, while House Enrolled Act 1004 now pushes the state’s large systems IU Health, Ascension St. Vincent, Community Health Network, Franciscan Health, and Parkview Health into direct-to-employer contracts at or below 260% of Medicare.

What actually breaks collections here

The billing challenges Indiana practices face

These pressures are specific to how Indiana pays not a generic denial checklist you could paste onto any other state.

Eligibility churn after MDwise

Reassigned HIP and Hoosier Healthwise members mean stale plan data. Claims routed to the prior MCO reject while your timely-filing clock keeps running.

DMHA & 405 IAC rules

Indiana pays outpatient behavioral health under 405 IAC 5-20-1 only when a qualifying practitioner certifies the diagnosis. Miss the credential match and the claim denies.

Telehealth modifier precision

Most behavioral health must be audiovisual. The Q3014 originating-site fee pairs with POS 02 and modifier 95; only a set list is reimbursable audio-only under modifier 93.

CCBHC & encounter codes

With Indiana adding CCBHC encounter codes in mid-2025, clinics that bill under the old logic leave all-inclusive PPS-rate dollars on the table.

CoreMMIS credentialing friction

IHCP enrollment runs through CoreMMIS under Specialty Matrix Version 11, with risk-based screening. Every delay is a month of services you cannot bill.

Prior auth across six payers

ABA therapy, higher-level behavioral services, and many procedures each carry MCO-specific PA rules. One missed authorization can void an entire episode of care.

Challenge → the fix

How we close each Indiana gap

Every pressure above maps to a specific part of our workflow not a generic feature list.

1
Eligibility churn

Real-time verification & HIP-tier checks

We confirm eligibility and HIP Plus vs. Basic before each date of service, so claims land at the correct 2026 plan the first time.

2
DMHA & 405 IAC

Coding matched to Indiana licensure

Our coders align the rendering credential to Indiana behavioral health policy rather than to generic CPT logic.

3
Telehealth modifiers

Modifier rules enforced pre-submission

Charge review checks Q3014, POS 02, and modifier 95/93 before the claim goes out not after a denial comes back.

4
Credentialing

End-to-end CoreMMIS enrollment

We manage IHCP and MCO enrollment, track Matrix Version 11 requirements, and watch revalidation dates so eligibility never lapses.

Services built around Indiana rules

The same categories run against Indiana’s playbook

Standard billing functions, executed with IHCP edits, MCO grids, and Indiana appeal timelines baked in.

Medical Billing

Clean claims, first pass

Claims scrubbed against each MCO’s timely-filing and PA grid before they ever leave your practice.

Medical Coding

IHCP-aware coding

Reviewed for Indiana-specific edits and behavioral health documentation standards, not generic code sets.

Revenue Cycle

End-to-end RCM

Verification through posting, reconciling POWER Account cost-shares and direct-to-employer contract terms.

Credentialing

CoreMMIS & MCO enrollment

Sequenced so CoreMMIS approval clears before MCO contracting the order Indiana actually requires.

Denial & A/R

Root-cause denial work

Worked by cause wrong MCO, missing DMHA credential, modifier, or PA gap through the correct Indiana channel.

Outsourcing

Fully remote support

We remotely support providers throughout Indiana, turning fixed billing overhead into a cost tied to collections.

Across Indiana’s care settings

Specialty billing, from Indianapolis to rural HPSA counties

Indiana’s provider mix runs from urban behavioral health practices to rural clinics in counties HRSA designates as Mental Health Professional Shortage Areas. We tailor edits and appeals to each.

Behavioral health & addiction

The heaviest documentation load in the state: DMHA certification, supervision rules, ABA prior authorization, and CCBHC encounter logic.

Telehealth-heavy practices

Common where the workforce shortage forces virtual care and where airtight modifier discipline decides whether you get paid.

Primary & multi-specialty groups

Juggling HIP tiers alongside Medicare and Anthem commercial lines, each with its own authorization and appeal path.

Rural & shortage-area clinics

Including FQHC/RHC encounter and PPS logic, so underserved-county practices capture every reimbursable dollar.

A revenue cycle tuned to Indiana payers

Denials stopped before they start

A straightforward workflow that feeds every denial pattern back into front-end checks fewer reworks, faster IHCP and Anthem turnaround.

Verify eligibility & HIP tier

Confirm the active 2026 MCO and HIP Plus/Basic status up front.

Confirm prior authorization

Checked against the correct MCO’s PA grid for the service.

Capture charges + modifiers

Indiana telehealth and behavioral health modifiers applied at entry.

Scrub against IHCP edits

Claims cleared for both IHCP and commercial edits before submission.

Submit, post & reconcile

Payments matched to POWER Account and contract terms.

Work denials by root cause

Patterns fed back into eligibility and coding checks.

Why outsourcing adds up in Indiana

Hard to hire for. Costly to keep in-house.

  • Scarce expertise. Billers who already know the 2026 MCO map, POWER Accounts, and DMHA rules are hard to find in a state with a documented behavioral health workforce shortage.
  • Lower fixed cost. Recruiting, training, software, and turnover coverage become a variable cost tied to collections.
  • Protected revenue. A single CoreMMIS credentialing lapse can stall income for weeks we track it so it doesn’t.
  • Focus on patients. Your team stops chasing claims and Indiana-specific compliance stays with people who read IHCP bulletins for a living.

Where does your revenue leak?

Send us a recent batch of claims and denials. We’ll map your payer mix against Indiana’s rules and show exactly where collections are slipping.

Request a free claims review
Indiana provider questions

Frequently asked questions

How did the January 2026 MDwise exit affect my Indiana Medicaid billing?
Members previously assigned to MDwise moved to another HIP or Hoosier Healthwise MCO. Any claim built on old plan data risks a denial, so eligibility should be reverified for every affected patient before billing.
Do you handle Healthy Indiana Plan POWER Account cost-shares?
Yes. We verify HIP Plus versus HIP Basic status and reconcile POWER Account amounts at posting, so patient responsibility is calculated correctly rather than written off or misbilled.
Can you bill behavioral health telehealth under Indiana’s rules?
Yes. We apply Indiana’s audiovisual requirement, the Q3014 originating-site logic, and the correct modifier 95 or 93 based on whether a service qualifies for audio-only reimbursement under IHCP policy.
Do you support DMHA-certified and CCBHC billing?
Yes. We align coding with 405 IAC 5-20-1 supervision rules and the CCBHC encounter codes IHCP added in mid-2025, so clinics capture the correct all-inclusive PPS reimbursement.
Can you manage IHCP credentialing through CoreMMIS?
Yes. We handle Provider Healthcare Portal enrollment, Specialty Matrix Version 11 requirements, MCO contracting order, and revalidation tracking so your billing eligibility stays active.
We’re an out-of-state telehealth practice serving Indiana members. Can you help?
Yes. Indiana allows telehealth-only IHCP enrollment, though an Indiana license is still required. We manage that enrollment pathway and the associated billing.

Let’s recover the revenue Indiana rules are costing you

If IHCP denials, credentialing delays, or the 2026 MCO shuffle are cutting into collections, we’ll review your claims, payer mix, and denial patterns then show where Indiana-specific fixes pay off.